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Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised

By Liz Weston

Published by FT Press

Published Date: Feb 15, 2013


Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) Debtors need an up-to-date guide that can help them assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide.


Most "conventional wisdom" about debt is just dead wrong. People are told to pay it all off, and live forever without it. Doing that can leave them a lot poorer in the long run. They're more likely to give up, or pay off the wrong debts. They may give themselves too little flexibility to survive a financial crisis. They could neglect saving for retirement. They may even wind up in bankruptcy -- just what they're trying to avoid! For most people, it's more realistic -- and smarter -- to control and manage debt effectively.


In this extensively updated guidebook, Weston shows which debts can actually help build wealth over time, and which are simply toxic. She presents up-to-date, real-world strategies for assessing and paying off debt, including money-saving insights on which debts to tackle first. She also offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance for people who've gone beyond the safety zone.

Table of Contents

Introduction     xvi

Chapter 1 Isn’t Debt-Free the Way to Be?      1

Chapter 2 Your Debt Management Plan     15

Chapter 3 Credit Cards     39

Chapter 4 Mortgages     63

Chapter 5 Home Equity Borrowing     85

Chapter 6 Student Loans     99

Chapter 7 Auto Loans     119

Chapter 8 401(k) and Other Retirement Plan Loans     133

Chapter 9 Loans You Don’t Want to Get--or Give     147

Chapter 10 Dealing with a Debt Crisis     159

Chapter 11 Putting Your Debt Management Plan into Action     177

Index     195

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Deal with Your Debt: Free Yourself from What You Owe, Updated and Revised
Format: Safari Book

$12.99 | ISBN-13: 978-0-13-324932-3